Insurance Company Tactics are Designed to Deny Your Rightful Compensation
Insurance companies are tough negotiators, even for an accomplished lawyer! They take up a lot of your time without an experienced attorney on your side. Insurance companies fiercely guard their interests and their money. They’re about what they collect, not what they pay – which is as little as necessary. If you’ve been seriously injured, their interests collide with yours. They’ll use adjusters to try to find ways to deny your claims. These adjusters may call you repeatedly, and ask innocent-sounding questions about your accident. Their inquiries may seem harmless and for your benefit. But they’re usually calculated to induce you to say something that is later used against you to deny your claim. Whatever you say to them will probably be recorded. You must be on constant guard, or your words could come back to haunt you as an excuse for their denial of your claim.
Our clients quickly learn from us the best way to deal with insurance adjusters: and that’s just don’t deal with them at all. Adjusters don’t call our clients, but rather, us. And when adjusters can’t talk to our clients, they don’t have a chance to twist their words around to use against them.
Many times, especially if they know you have a good case, an insurance company pressures and even harasses you to settle for an amount that is much less than what you’re asking: oftentimes much less. A fair settlement offer is excellent; if it truly benefits an accident victim. Accepting an unfair settlement offer can devastate your legal rights. When you accept an offer, you forever waive your right to sue the defendant. The settlement on the table is all that you will ever collect from that defendant (and his insurance company). It’s important not to accept an offer unless it’s truly fair. And the only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of an experienced car accident attorney.
Insurance companies know that most accident victims are everyday people who, as a result of this accident, are usually strapped for cash. They have hefty medical and auto repair bills that need to be paid on time, or there goes their credit report. Perhaps they are unable to work as a result of their injuries, so their reduced income is used for monthly expenses, which means there’s little if any, leftover to pay accident-related costs. An insurance company’s apparent strategy is to entice accident victims with small amounts of fast cash that might get them back to even. What if that’s not the end of your expenses? Insurance companies are banking on you not figuring that out until they’re long-gone and off the hook. Don’t let the defendant in your case (and his insurer) get away with paying you less than you deserve.
The time after being seriously injured in a car accident is often stressful and confusing to the victims and their families. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to fight for and win the fairest compensation for your total damage claims. If you or someone you know was injured in a car accident, contact an attorney at our Law Offices today for a free consultation and find out how we can help you.